Tag: Feel Good

Penny Wise is How I Budget.

Write about your approach to budgeting.

Budgeting for me revolves mostly around how to cut costs.

I usually place orders through Swiggy, a food delivery chain in India. The delivery most of the time takes time.

If I find the delivery is going to take more than 25 minutes and the restaurant I choose is located close by, I will cancel placing the order and go myself to pick it up. That helps save money on costs.

I ride to work by scooter, as a two-wheeler is easy to drive through busy traffic and a huge saving on gas.

I drive only during weekends. Less traffic, faster roads.

I’ve recently decided to furnish my kitchen with a state-of-art chimney as smoke stays in and that cause embarrassment when guests visit my home.

I called a couple of agencies and asked how much that would cost me. Many said quotes that sounded too unrealistic. The budget ran into two lakh (₹225K) rupees. 

I quickly hired an electrician, took him to a store close by, bought a wall-mounted fan costing about ₹1400 and asked him to fix it in the kitchen.

It’s a breeze. Fan on oscillation. No smoke. Positioned in such a vantage place, the flame on the stove is not disturbed at all.

Saving costs, therefore, is budgeting for me.

How to keep the hospital bills down? Eat healthy. Every day.

Break the Law. Help kids.

Have you ever unintentionally broken the law?

Yes.

Not just once but many times, I’m afraid.

While waiting to cross the road in busy traffic, I can see how desperate the school children wait to get across so that they reach school on time.

That’s when I think I shall quickly hop in, stick my hand out and stop vehicles on either side of the road. So much so that mom and kids get across to the other side.

Call it evil intentions?

This is India and nobody here cares to halt at the lights and allow pedestrians to use the zebra-crossing. No cops manning this junctions. Poor kids.

I don’t know if any law allows me to do that, but I do it quite often.

Call it unintentional. But it’s a huge help with all good intentions.

Kids thank me for the novel gesture and that makes my day. All days in a week.